If a recent hail, wind, or heavy rainstorm in Georgia left your roof or siding damaged, one of your first questions is usually: how long is the repair process going to take? Between inspections, documentation, insurance conversations, and the actual construction work, the timeline can feel unclear.
The good news is that storm restoration follows a predictable process when handled by an experienced team. Once you understand each step and know what to expect, the entire experience becomes more straightforward.
This guide breaks down the full storm damage home repair timeline from the initial inspection to the final walkthrough so you can plan ahead and move forward confidently.
Step 1 – Schedule a Storm Damage Inspection (1–2 Days)
The first thing to do after any storm is to get a roof and exterior inspection scheduled. If your home was hit by hail, strong wind, or falling debris, a licensed contractor can assess the damage, identify problem areas, and help determine what repairs are needed.
Most professional roofing companies can perform the inspection within one to two business days. During this visit, the contractor will document the damage with photos and measurements. They’ll also take note of anything that could affect the structural integrity of your home.
Tip: If you notice visible issues like missing shingles or ceiling leaks before the inspection, take your own photos to share with both your roofer and insurance company.
Step 2 – Get a Detailed Report and Contractor Scope (1–2 Days)
After your inspection, the contractor will create a full damage report. This includes photos of affected areas, an overview of what needs repair or replacement, and an estimated scope of work. This documentation becomes the foundation for your insurance claim.
A clear, well-organized report not only speeds up the process, it also helps ensure your insurance company fully understands the extent of the damage.
Step 3 – File the Insurance Claim (Same Day to 1–2 Days)
With your damage report in hand, you can now file your insurance claim. Many Georgia homeowners are able to submit their claim the same day they receive the inspection.
The process typically involves a quick call to your insurance provider or logging into their claims portal online. You’ll need to provide:
- The date of the storm
- A general description of the damage
- Supporting documentation, like your contractor’s report and any photos you’ve taken
Most insurers respond within 24 to 72 hours to confirm your claim and schedule the next step.
Step 4 – Meet with the Insurance Adjuster (3–7 Days)
Once the claim is open, your provider will assign an insurance adjuster to come inspect the damage in person. Adjuster appointments are typically scheduled within three to seven days after you file.
Your contractor should be present for this visit. Having them on-site helps ensure that all damage is properly documented and that the adjuster’s scope of work matches the true extent of repairs needed.
This step is critical for avoiding underpaid or incomplete estimates.
Step 5 – Review the Insurance Estimate (3–5 Days)
After the adjuster submits their report, your insurance company will issue an estimate outlining what they’re willing to cover. This estimate includes a line-by-line breakdown of materials, labor, and costs.
Take the time to review the estimate carefully with your contractor. You want to confirm that all necessary work is included and that the pricing aligns with what’s realistic for your home.
If any items are missing or underpriced, your contractor can help you submit a request for revisions or a supplemental claim.
Step 6 – Approve the Scope and Schedule Materials (2–4 Days)
Once the scope is approved, your contractor will order materials and begin scheduling your project. Depending on how busy suppliers are or the type of materials needed, this step can take two to four days.
Delays are rare at this point unless the storm was especially widespread, which can strain supply chains.
Step 7 – Roof or Exterior Repairs Begin (1–2 Days)
The day your storm damage repairs begin, the process moves quickly. Most full roof replacements can be completed in one day. More complex projects or those involving other trades like gutters or siding may take up to two days.
During the repair, you can expect:
- A full crew on-site early in the day
- Protective coverings for your landscaping or entryways
- Loud work and foot traffic on the roof
- Cleanup and debris removal before final inspection
If your contractor runs into structural issues like rotted decking or moisture damage, they’ll document everything and work with your insurance provider to adjust the scope accordingly.
Step 8 – Final Walkthrough and Project Closeout (Same Day or Next Day)
Once the work is finished, your contractor will walk through the property with you to ensure everything looks good and the repairs meet your expectations.
You’ll also receive any warranty paperwork, final invoices, and instructions for submitting proof of completion to your insurance company if required. Most reputable contractors take care of this for you.
Your storm damage restoration is now complete from inspection to final walkthrough.
FAQs About the Storm Damage Home Repair Timeline
What is the typical storm damage home repair timeline from inspection to final walkthrough?
The average timeline ranges from 10 to 14 business days, starting with a storm damage inspection and ending with a final walkthrough. This includes insurance coordination, material ordering, and actual repair or replacement. Delays may occur depending on adjuster availability, weather, or material shortages.
How quickly should I get my roof inspected after a storm?
It’s best to schedule your inspection within 24 to 48 hours after the storm passes. Prompt inspections help catch hidden damage, prevent further issues like leaks, and ensure you meet insurance claim deadlines.
How long does it take to get insurance approval after filing a storm damage claim?
Insurance approval typically takes 3 to 7 business days, depending on how quickly the adjuster is scheduled and how soon their estimate is processed. If supplements are needed, expect an additional few days.
Can a roof replacement really be completed in one day?
Yes, many storm-related roof replacements can be finished in just one day, especially for standard-sized homes with asphalt shingle systems. Projects involving structural repairs or specialty materials may take longer.
What delays can affect my storm damage home repair timeline?
The most common delays include insurance estimate disputes, bad weather, backlogs of contractor jobs after large storms, and material availability. A good contractor will help minimize these issues by staying in contact with your insurance provider and planning ahead.
Do I have to wait for insurance before starting repairs?
In most cases, yes. Unless it’s an emergency repair to prevent further damage, insurance providers typically require that all damage be documented and approved before full repair work begins.
Do I have to use the contractor recommended by my insurance company?
No. You have the right to hire any licensed and insured contractor of your choice. Working with a contractor experienced in storm damage restoration ensures that repairs meet code, are completed promptly, and are properly documented for your insurer.
Common Delays in a Home Repair Timeline
While many projects move quickly, it’s smart to understand a few things that can slow down the process:
- Backlog of adjuster appointments after a major storm
- Delays in insurance estimate approval or revision requests
- Material shortages, especially for specialty shingles or colors
- Bad weather that pushes back install days
- Hidden structural damage that requires additional approvals
The best way to avoid delays is to act early, stay in communication with your contractor, and work with a team that has experience navigating the entire storm restoration process.
Ready to Start Your Storm Damage Home Repair? We Can Help
At Clark Brothers, we’ve walked thousands of Georgia homeowners through this exact storm damage home repair timeline, from the first inspection to the final walkthrough. Our team handles every step with care, from documenting damage to coordinating directly with your insurance adjuster.
We’re a veteran-owned, licensed general contractor with deep roots in the community, and we specialize in fast, high-quality repairs that last. Most roofing projects are completed in just one day.
If your home was impacted by recent storms, let’s get your inspection on the books. We’ll guide you through the process and restore your home with the precision and respect it deserves.
Schedule your complimentary inspection today and take the first step toward a stress-free storm repair experience.
